Calculate your Systematic Investment Plan returns
📊 SIP Calculator – Plan Your Wealth with Confidence
Our SIP Calculator helps you estimate the future value of your mutual fund investments through Systematic Investment Plans (SIPs). Whether you’re a first-time investor or a seasoned wealth planner, this tool gives you a quick and accurate projection of how your money can grow over time.
✅ What is a SIP?
A Systematic Investment Plan (SIP) allows you to invest a fixed amount in mutual funds at regular intervals—usually monthly. It’s one of the most effective ways to build wealth by leveraging the power of compounding interest and rupee cost averaging.
🔢 How the SIP Calculator Works
Just enter these details:
- Monthly Investment Amount – How much you plan to invest every month.
- Investment Duration (in years) – For how long you’ll continue the SIP.
- Expected Annual Return (%) – The average return you expect from your mutual fund scheme.
The calculator instantly shows:
- Total Invested Amount
- Estimated Returns
- Total Future Value
🎯 Why Use Our SIP Calculator?
- Instant Results – Get accurate estimates in seconds.
- Goal-Based Planning – Plan for retirement, education, a house, or any financial goal.
- Compare Scenarios – Test different amounts, durations, and return rates.
- User-Friendly – No math required. Just input and go!
💡 Pro Tip:
Try our Step-Up SIP Calculator to see how increasing your SIP amount annually can dramatically boost your wealth.
🛠️ Advanced Options (If applicable):
- Inflation Adjustment – See the real value of your money after inflation.
- Step-Up Feature – Automatically increase your SIP yearly.
- Lumpsum + SIP – Combine one-time investments with monthly SIPs.
🧮 Formula Used:
FV = P × [((1 + r)^n – 1) / r] × (1 + r)
Where:
- FV = Future Value
- P = Monthly investment
- r = Monthly rate of return (Annual return ÷ 12 ÷ 100)
- n = Total number of SIP payments
💬 Example:
If you invest ₹5,000/month for 15 years with a 12% return:
- Total Invested: ₹9,00,000
- Estimated Wealth: ₹20,30,000+
Start planning smart. Use our SIP calculator online now to see how small monthly investments can lead to big financial goals.